What We Do
Planning > Progress > Prosperity
Our Promise To You
As your Fiduciary, we are committed to maintaining the highest levels of integrity and professionalism.
Your Goals Are Our Goals
Individuals & Families
Understanding your financial goals is foundational to building sustainable wealth. Our objective is to widen the lens and implement a comprehensive plan to provide financial security for your needs.
Today, Tomorrow and Future Generations
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Designing a personalized investment strategy begins with your goals in mind. We believe that broad diversification, low cost and liquidity are core tenants and fundamental to your long term investing success.
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Having confidence in your financial security comes from diligent financial planning. Whether you are building wealth, about to retire or already enjoying your retirement, having a financial plan and a dedicated team of experts will give you peace of mind that your resources are working hard.
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Preserving wealth for future generations means making the necessary plans to avoid the missteps, taxes and other complications of providing a legacy. Developing your Estate Strategy is at the core of planning your long-term goals.
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Paying taxes is our largest expense. Knowing how to minimize, defer or avoid taxes is integral to building and preserving wealth.
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Unexpected events can lead to disastrous financial consequences. Having a solidified insurance plan helps avoid and manage these risks and protect your family and business.
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Helping children and grandchildren fund their educational needs is an important part of the financial planning conversation. We help clients prioritize savings and make informed choices in conjunction with their other financial goals.
Business Owners
As an owner or partner in a successful business, your family’s financial success is highly affected by the business’ cash flows. Our role at Compass is to ensure your business strategies match your personal financial goals by minimizing taxes, promoting savings and improving employee engagement.
Business, Family, Estate
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╸ Assessing your business' needs to maximize retirement contributions for owners
╸ Construct retirement plans to help retain and attract employees
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╸ Conduct periodic meetings with plan participants
╸ Help facilitate employee transactions, such as enrollment, disbursements, loans, etc.
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╸ Coordinate Buy/Sell agreements for business owners with legal advisors
╸ Implement funding through life and disability insurance policies
╸ Ensure beneficiaries and owners of insurance policies are consistent with legal documents
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╸ Work closely with business owners to help retain key employees through added benefits
╸ Strategies include, but are not limited to: SERPs, RELPs, Stock Options
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╸ Help businesses attract and retain qualified employees through benefit packages
╸ Benefits include, but are not limited to: retirement plans, health benefits
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╸ Provide insurance services for buy/sell agreement funding
╸ Construct insurance solutions for protection of key employees, disabilities, death and overhead expense obligations
INSTITUTIONAL RETIREMENT PLANS
We provide comprehensive solutions for Plan Sponsors, Trustees and Organizations where we develop custom solutions to manage Fiduciary responsibilities, investment management and employee engagement.
Governance, Oversight, Employee Success
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╸ Meet or Exceed Fiduciary Obligations
╸ Compliance Adherence and Process Management
╸ Fee Review and Benchmarking
╸ Vendor Management
╸ Trustee Review and Documentation Process
╸ 408 (B)(2) Review -
╸ Design, Implement and Ongoing Management of Retirement plans
╸ Investment Consulting as 3(21) or 3(28) Fiduciary
╸ Vendor Evaluation and Search Selection
╸ Internal Workflow Management and Design Efficiency
╸ Third Party Administrator Coordination and Oversight
╸ Plan Termination Strategy Consulting -
╸ Design and Implementation of Investment Policy Statement (IPS)
╸ 3(21) or 3(38) Fiduciary Services
╸ Investment Menu Selection and Management
╸ Target Date and QDIA Review / Search
╸ 404(c) Check-Up -
╸ Education Program Review, Design and Management
╸ Eligibility and Enrollment Process Implementation
╸ Education Policy Statement (EPS) Adoption
╸ Onsite and Virtual Education Meetings
╸ Financial Planning Services and 1:1 Access to CFP® Practitioners
╸ Quarterly Market Commentary and Email Education